1300 55 61 10
News
-
Reasons Why You Should Refinance Your Home Loan
- October 5, 2018
- Posted by: The Savings Centre
- Category: Refinancing Your Mortgage
No Comments
Saving money and unlocking equity – those are two good reasons why you should consider refinancing your home loan. Before we start talking interest rates, it’s important to know if you can achieve one of these two things. Unlocking Equity There are countless reasons why you might want to unlock equity in your home. These
-
What kinds of debt affects your home loan application?
- September 18, 2018
- Posted by: The Savings Centre
- Category: Home Loan
If you are considering buying a house, you will likely need a home loan. If you already owe on previous advances, whether higher education debt, credit card debt, or personal loan debt, it could impact your home loan application. Australia has some of the highest household debt in the world. The average household debt is
-
End of year financial checklist
- November 6, 2017
- Posted by: Nerida Punter
- Category: All
As we move towards the end of yet another year and ponder how fast the last 12 months have come and gone many of us find ourselves thinking about the coming year and our aspirations for the future. Let’s face it, we’ve worked hard throughout the year and now is the time to reflect on
-
How to improve your chances of getting a home loan
- October 19, 2017
- Posted by: The Savings Centre
- Category: All, First Home Buyers, Investment, Refinancing Your Mortgage
Finding it harder to obtain a home loan? Don’t take it personally. The banking regulators are placing tighter limits on how much banks and other financial institutions can lend. This is largely in an effort to exert some control over Australia’s infamously high housing costs and, more generally, to reduce our historically high level of
-
Work, Life, Balance!
- July 17, 2017
- Posted by: The Savings Centre
- Category: All, Helpful Resources
Work/life balance is something many of us continuously strive for but rarely feel we achieve. Here are some simple tips to help you on your way. 1. Look after your health. Recognise the signs of imbalance, such as stress and fatigue, and respond to them accordingly. A balanced diet, regular (daily) exercise and sufficient sleep can help
-
Take control of your mortgage
- July 17, 2017
- Posted by: The Savings Centre
- Category: All, Helpful Resources
For most Australians the largest financial commitment ever undertaken is their home mortgage. The prime objective of most is to pay it off as soon as possible, particularly as the interest is not tax-deductible. There are so many options attached to mortgage deals that selecting the one for your personal circumstances is the first consideration.
-
To renovate or to upgrade – which is best?
- July 17, 2017
- Posted by: The Savings Centre
- Category: All, Property Developers, Renovation/Construction Loans
Most of us will live in two or three family homes during our lives. You might find that over this time, needs change as does your capacity to meet those needs. So when the time comes for a change; is buying a new home a good idea, or is spending money on the existing home a better option?
-
Trauma insurance fills the gaps
- July 17, 2017
- Posted by: The Savings Centre
- Category: All, Insurance
According to an Australian Bureau of Statistics report published in September 2016, heart disease and stroke continue to remain two of the three most common causes of death in Australia accounting for over 30,000 fatalities in 2015. Incredibly, thousands of Australians are underinsured or have no insurance in place to cover the expenses