TSC One Haven Project: Discussing the Property Market, with Hamish McIntosh of One Haven
06/03/2026
All, Economics, First Home Buyers, Helpful Resources, Home Loan, Innovation, Insurance, Investment, Property Developers, Refinancing Your Mortgage, Renovation/Construction Loans, Self Employed
Have you been thinking about investing in the Australian property market? Things change fast, and here at TSC, we like to keep up to date with the latest developments, which includes engaging with our extensive network of contacts within the financial industry. TSC Mortgage Brokers’ Matt Punter recently had a call with our good friend Hamish McIntosh, who’s the Head of Property at the Australian property specialists, One Haven. With decades of experience between them, Matt and Hamish discussed recent…
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Why Smart Investors Are Rethinking Bank Loyalty and Winning Bigger Because of It
18/11/2025
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The lending game has changed The lending landscape in Australia has shifted faster in the past five years than in the previous twenty. I recently sat down with finance expert and mortgage broker Matt Punter, founder of Punters Finance, to unpack what those changes really mean for investors, developers and anyone trying to grow a portfolio in 2026. If you’re planning to buy, develop, or refinance in the next twelve months, this conversation is worth your time. The old rules no…
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Non-Bank Lenders vs Major Banks – Which Is Better?
20/04/2020
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The time has come to start thinking about purchasing your first property. Most people begin the process by going to their bank and asking their advice; but did you know there are other options out there including non-bank lenders? Finding a home loan can be an overwhelming experience, however, the most important aspect is to speak to a broker who will help you compare and research what the most suitable option is for you. Firstly, a broker will look at…
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New First Home Loan Deposit Scheme
06/04/2020
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Stuck on how to afford your first home? Introducing – First Home Loan Deposit Scheme What is it? From the 1st of January 2020, the Australian Government has created an initiative to assist people in buying their first home sooner. How does it work? Currently, you are required to have a 20% deposit when purchasing a property, in order to avoid paying the Lenders Mortgage Insurance (LMI) or relying on a guarantor. However, with the new scheme, the National Housing…
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Apartments on the rise: Where buyers should search
23/03/2020
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If you’re looking to buy an apartment whether it’s for investment purposes or to live in, it is crucial to understand the best areas to search. There has been a sharp increase in the demand and construction of apartments in recent years and as a result, some areas have become oversaturated and overpriced. Rather than waste money on an overpriced apartment, check out the best places to buy an apartment in Australia for 2020. Newcastle, New South Wales Buying an…
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Why mortgage brokers are essential when buying property
09/12/2019
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There are hundreds of lenders and thousands of home loans to choose from and compare. As a result, it can be extremely time-consuming to decide on which home loan is suitable for you. It can also be costly if you choose the wrong one and can end in you paying thousands more than you need to. Therefore, it’s important to speak to a mortgage broker about your options. What is a Mortgage Broker? A mortgage broker will effectively shop around…
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Think outside the box with a non-conforming Home loan
02/12/2019
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A non-conforming home loan is a loan that does not fit a lender’s standard criteria for a home loan. These loans are usually offered to people that have a bad credit history or extraordinary financial needs. Because non-conforming home loans differ from the norm there are a few differences you need to understand and keep in mind. Just like a traditional home loan, non-conforming loans can have a fixed, variable, or split-interest rate. Where non-conforming home loans start to differ…
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How often should you review your home loan?
25/11/2019
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We live in a constantly changing world where circumstances and conditions are constantly evolving. Our personal situation and lifestyle will shift endlessly throughout the years and we will change what we eat, where we live and what we do constantly. As a result, it makes sense to review your home loan regularly to make sure it still aligns with your life and your goals. Generally, you should review your home every 2 years. However, there are a number of situations…
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How you can fund home loan renovations
18/11/2019
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Making renovations on your home can be both exciting and exhausting. Whether you are adding a spare room or sharpening the look of your kitchen it is rewarding to see the transformation. That is why we have made a list of ways to fund your renovations so you can focus more on the fun stuff. Refinancing Your Existing Home Loan In order to acquire the extra funds, you need to be able to renovate your home you could refinance your…
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Is it Cheaper to build or buy a house?
11/11/2019
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This is a multifaceted question that depends on how you define cost. In terms of the raw numbers, it’s cheaper financially to build a house rather than buy one. However, the total cost doesn’t consider other costs of building a house such as time or effort, or the cost of having to fix or renovate a house after you have bought it. Here are some important considerations to keep in mind when deciding whether to buy or build a house….
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