Each calculator is crafted to provide insights into different repayment structures and assist you in comprehending your financial obligations.
Please note that these calculators are a general guide and may not encompass all your circumstances.
Take a moment to explore the calculators relevant to your situation. And for a more precise understanding of your financial position and available solutions, contact us today.
We exclusively use FBAA-approved Loan Calculators to guarantee accuracy and leverage the latest technology.
Loan Repayment Calculator
This calculator helps you work out what your regular repayments will be based on your loan amount. The repayment frequency can be changed to monthly, fortnightly or weekly. Calculates both Principal and Interest repayments for a loan term.
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Interest Only Mortgage Calculator
This interest only mortgage calculator helps you work out what your regular repayments during and after interest only period will be based on your loan amount. Repayments frequency can be changed to monthly, fortnightly or weekly. Calculate both Principal and Interest repayments for a loan term.
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Stamp Duty Calculator
This calculator determines the stamp duty for property transfer, as well as mortgage registration and transfer fees applicable when acquiring a property in Australia. Additionally, if you are eligible, it computes the government’s First Home Owner’s Grant when purchasing your first home.
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Income Tax Calculator
Calculate a simple income tax liability based on the ATO’s personal income tax rates and thresholds.
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Saving Calculator
This calculator calculates the total accumulation in a savings account with a regular deposit arrangement.
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Comparison Rate Calculator
A comparison rate is a method of standardising the true cost of a loan. It factors in the interest rate, fees and charges and displays a single percentage rate that can be used to compare various loans from different lenders. This calculator can help you to find the comparison rate and see what the actual cost of a loan will be.
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Extra Repayment Calculator
This calculator helps you estimate how much time and interest you can save over the life of your loan if you make regular additional repayments into your loan.
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Lump Sum Repayment Calculator
This calculator helps you estimate how much time and interest you can save over the life of your loan if you make a one-off lump sum repayment into your loan facility.
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How Long to Repay Calculator
This calculator help you find out how long it would take to repay a loan by paying different amounts.
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Split Loan Calculator
Splitting a home loan into fixed and variable rate portions can provide insurance against future changes in interest rates that no one can predict. This calculator calculates your repayments and total interest under different fixed and variable rate scenarios.
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Home Loan Offset Calculator
This calculator helps you estimate how much interest and loan term you can save by utilising a Home Loan Offset Account.
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Introductory Rate Loan Calculator
A Introductory loan or mortgage (also call Honeymoon loan or mortgage) generally offers a guaranteed low rate for an initial period of time after which most interest rates will revert to the Standard Variable Rate. This calculator helps you find out whether you’re actually saving money with your honeymoon home loan in total interest.
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Loan Comparison Calculator
Compare any two loans on the market for a direct cost comparison. Determine which is the cheapest in total fees and interest over the life of the loan.
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Leasing & Asset Finance Calculator
Calculate how much your lease will cost you in total interest over the length of the term.
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Property Buying Cost Calculator
This calculator helps you estimate all the costs associated with buying a property.
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Property Selling Cost Calculator
This calculator help you estimate all the costs associated with selling a property.
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Compound Interest Calculator
Use this calculator to compute the interest accrued on a principal sum over a specified timeframe. This provides flexibility to select the compounding frequency and interest rate, offering an estimate of the total amount earned.
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Budget Planner
Use this calculator for budget planning. Enter your income and expenses, and the tool will furnish you with a comprehensive breakdown of your financial situation.
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Credit Card Calculator
Utilise this tool to compute your credit card balance, minimum repayment, and interest.
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Reverse Mortgage Calculator
Use this calculator to project the number of years you can sustain yourself with the equity in your home before it either diminishes to zero or reaches a safeguarded level. The interest accruing on a reverse mortgage compounds monthly and increases swiftly. This tool can assist you in evaluating whether utilising a reverse mortgage might be a viable option for you.
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Income Annualisation Calculator
This calculator is a tool to determine borrowers’ annual income from the income that has been accruing for less than a full year accrued year to date.
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Income Gross Up Calculator
This tool calculates gross income based on net income, using ATO’s personal income tax rates and thresholds. Its a reverse income tax calculator which calculates net income based on gross income.
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Savings Goal Calculator How Long to Save
This calculator helps find how long it will take to reach a saving goal, based on a saving account with a regular deposit arrangement.
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Savings Goal Calculator How Much to Deposit
Calculates how much you will need to deposit on a regular basis to reach your savings goal.
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Fortnightly Repayment Calculator
For fortnightly and weekly repayments, there are several methods to calculate repayments. Among them, two are most popular: (1) Actuarial Method which calculates the minimum repayments such that the loan can be paid off at the end of the term, not sooner and not later. It is true fortnightly and weekly repayments. Another method is (2) Half Monthly Repayment Method which calculates fortnightly and weekly repayments simply by dividing the monthly repayment by two and four respectively. In method two, the fortnightly or weekly repayment will be higher than the actuarial method, which in effect, results in the borrower making extra repayments over the same 12 month period…
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Mortgage Switching Calculator (Refinance Calculator)
This calculator helps determine whether switching to a new loan is the right option for you and it analyses three scenarios (1) not switching and keep repaying the currently loan (2) switch to a new loan and make the minimum repayment or (3) switch to a new loan and keep current and higher repayment if possible.
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Rent vs Buy Calculator
This calculator helps explore the potential benefit of either renting or buying a property over time and decide whether it’s better to buy or rent a home based on inputs you enter and assumptions.
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