Our Story

Our dedicated team


Matt Punter

CEO & Director

Professionally, Matt has a combined 23 years in banking, mortgage broking, property legals and budgeting. Specifically, Matt was a bank Manager with Bank of Queensland, before taking a stake in a start up mortgage broking business, which he then built up and sold, to become a business partner and Director of Conveyancing Works Solicitors.  Matt and his partners grew this business to be the largest conveyancing business in Australia, before deciding to sell to Slater & Gordon. Following the successful sale of this business, Matt committed to a National Business Development Role with Slater & Gordon in Melbourne, to help set up Conveyancing nationally.

Personally, Matt has been involved in both residential and commercial property investment since 2000. Matt studied a Bachelor of Commerce and has completed a Cert IV in Finance and Mortgage broking and is accredited with the FBAA.  Matt has a Life Coaching qualification coupled with many years of personal and business life coaching experience.

On a lighter note, Matt loves all things sport – particularly Rugby League, Rugby Union (an avid Queenslander!)   He is a keen trail runner and can now call himself an ultra marathon runner with a few 50km+ and 100km  trail races under his belt. He also has a personal interest in raising funds for Type1Diabetes and volunteering as a Life Saver at Met Caloundra Surf Life Saving Club.


Nerida Punter

Marketing & Strategy

Nerida has a Bachelor of International Business, with a marketing major. She has worked in marketing for 20 years with a particular focus on brand marketing, start up branding and marketing strategy.  Nerida is also a graphic designer.  She has owned her own consulting business/s since 2005, working in the legal, financial, industrial and property industries, in between having three children.

Nerida also loves sport and fitness, camping and travelling, great food and good coffee.  Her family will tell you she’s a crazy runner too – with trail ultra marathons being her event of choice!  Matt and Nerida have run the Blackall 100km trail race in the Sunshine Coast hinterland (twice) and done multiple 50km+ events and have spoken about some crazy plans to do longer events down the track (pardon the pun!)

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Roger Ruhle

Mortgage Broker

Roger has over 35 years experience working in the finance industry, assisting clients with their lending solutions.  Prior to becoming a mortgage broker, Roger worked as a Senior Relationship Manager and Business Banker with ANZ, based right here on the Sunshine Coast.

Roger is an extremely valued member of The Savings Centre team.  With his kind and compassionate nature, you will feel at ease working with Roger as you purchase your property or look to refinance existing loans.  Rog says he loves all facets of finance, but of particular enjoyment and satisfaction is when dealing with clients buying their first home, particularly the ones that don’t have huge savings.  It is very rewarding.

When Rog is not in the office, he loves golf, fishing and boating, family life and grandkids (perhaps not always in that order!!) He also enjoys watching most sports, especially rugby league and golf.

Sam Gardiner

Mortgage Broker  

Sam has been working in finance for the past 6 years and has been a part of The Savings Centre for over 12 months.  Sam knows our lenders products inside and out and is so adept at remembering  which lenders are offering which products at what rates on any given day.  Quite a skill!

Sam is born and bred on the Sunshine Coast, and has just purchased his first property thanks to some very dedicated budgeting and saving!


Tracey Hindmarsh

Client Services Manager

Tracey has been with The Savings Centre since the beginning and whilst her role has changed and morphed over the years, she has always been the one to look after our amazing clients at the front end and keep the rest of The Savings Centre team organised with where they need to be, doing what they need to be doing!  Before the Savings Centre, Tracey worked with a company who provides education on property investment strategies, so she has her own level of understanding as to the demands and stresses of purchasing property.  You’ll find Tracey most days sitting out at the front of the office, (away from the noisy Brokers out back) diligently going about her business.


How much can I borrow?

How much can I borrow?

Your borrowing capacity can rarely be devised by asking a few questions.
Enquire below and we will contact you to look at your individual situation.

About You (to help get us started)

Are you looking to:
PurchaseRefinanceConstructSub divide

Do you have any existing home or investment property loans?

Are you concerned that rates may rise in the next 12 months?

If you have a loan, have you reviewed your rates or home loan package in the past 12 months?

With your existing loan, is it with a major bank?

I need finance nowI need finance in the future, but there is no urgency