TSC Mortgage Brokers
Potential FEEs & Charges
Take control of your finances and start saving more on your home or investment loan. Whether you want a better rate, lower repayments, or faster ways to pay off your mortgage, we’ll help you find the best solution tailored to your goals.
However, there are some specialised lending scenarios where a brokerage or service fee may apply due to the additional time, complexity, and resources required.
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No Hidden Fees. Ever.
Any fees will always be discussed with you upfront and agreed to before we proceed. We believe in complete transparency, so there are never any surprises.
Loans Under $250,000
Fee: $2,000 + GST ($2,200 incl. GST)
Smaller loan amounts often require the same level of work, assessment, lender communications, documentation, and ongoing support as larger loans. In some cases, the commission received from the lender does not cover the cost of providing our full service, so a brokerage fee may apply. Your broker will discuss this with you during your initial assessment.
Self-Managed Super Fund & Commercial Loans
Fee: Case by Case
Commercial and SMSF lending can involve more complex structures, specialised lender requirements, and additional documentation. Some lenders pay a commission directly to the broker, while others require a brokerage fee to be charged to the client.
Complex Loans
Fee: Case by Case
Applications involving complex structures or circumstances may require additional assessment, research, and lender engagement.
Pre-Approval Applications
Fee: $500 + GST ($550 incl. GST), refundable upon settlement
A pre-approval fee may apply due to the work involved in assessing your lender options, borrowing capacity, and preparing and lodging a full application, and will be refunded if your loan settles.
Equity Release Loans
Fee: Case by Case
Equity release applications often involve significant work and, in some circumstances, may not attract lender commission, which may result in a brokerage fee being charged. Any applicable fee will be discussed and agreed upon before work commences.
Urgent Finance Requests
Fee: $500 + GST ($550 incl. GST)
Urgent applications may require prioritised service and additional resources to meet tight deadlines.
Note: While we will make every effort to meet requested timeframes, we cannot guarantee that urgent finance requests will be achievable, as lender turnaround times, valuation delays, third party requirements, and other factors outside our control may impact the process.
Our Commitment to Transparency
We are committed to providing clear advice and transparent communication at every stage of the lending process.
If a fee applies to your circumstances:
✔ explain exactly why it applies
✔ outline the amount before any work begins
✔ answer any questions you have
✔ obtain your approval before proceeding
At TSC, our goal is to provide expert lending guidance and support throughout your finance journey. In most cases, our services are paid for by the lender, meaning there is no direct cost to you.
However, there are some specialised lending scenarios where a brokerage or service fee may apply due to the additional time, complexity, and resources required.
Any fees will always be discussed with you upfront and agreed to before we proceed. We believe in complete transparency, so there are never any surprises.
Self-Managed Super Fund & Commercial Loans
Fee: Case by Case
Commercial and SMSF lending can involve more complex structures, specialised lender requirements, and additional documentation. Some lenders pay a commission directly to the broker, while others require a brokerage fee to be charged to the client.
Complex Loans
Fee: Case by Case
Applications involving complex structures or circumstances may require additional assessment, research, and lender engagement.
Pre-Approval Applications
Fee: $500 + GST ($550 incl. GST), refundable upon settlement
A pre-approval fee may apply due to the work involved in assessing your lender options, borrowing capacity, and preparing and lodging a full application, and will be refunded if your loan settles.
Equity Release Loans
Fee: Case by Case
Equity release applications often involve significant work and, in some circumstances, may not attract lender commission, which may result in a brokerage fee being charged. Any applicable fee will be discussed and agreed upon before work commences.
Urgent Finance Requests
Fee: $500 + GST ($550 incl. GST)
Urgent applications may require prioritised service and additional resources to meet tight deadlines.
This fee is separate to, and may be charged in addition to, any other applicable brokerage or service fees.
Loans Under $250,000
Fee: $2,000 + GST ($2,200 incl. GST)
Smaller loan amounts often require the same level of work, assessment, lender communications, documentation, and ongoing support as larger loans. In some cases, the commission received from the lender does not cover the cost of providing our full service, so a brokerage fee may apply. Your broker will discuss this with you during your initial assessment.
Our Commitment to Transparency
We are committed to providing clear advice and transparent communication at every stage of the lending process. If a fee applies to your circumstances, we will explain why, outline the amount involved, and obtain your approval before moving forward.
